Reason #1: You didn’t endorse the check. The most common reason why your mobile check deposit is not working is because you forgot to sign the back of your check. Before you take a picture, make sure you’re always endorsing your check. That way you don’t have to go back and start the process over again.

Will another bank cash my personal check?

No law obligates banks and credit unions to cash checks for everyone, especially non-customers. Still, many banks across the country will cash checks for you. Your first stop should be the bank that issued the actual check. Some banks will cash their own checks for a fee.

Can YOU Cash a personal check at a bank where you have an account?

If you attempt to cash a personal check at a bank where you have an account, you’re likely to encounter one of three scenarios. If the personal check is from an account in the same bank you where have an account, cashing should be automatic, with no holds or conditions.

When is a bank not obligated to cash a check?

A bank is not obligated by law to cash a check for you if neither you nor the writer of the check has an account with that bank. If the check was written by someone with an account at that bank, the bank may honor the check assuming there’s enough money in the account. 2  You Don’t Have Proper ID

Can a non-customer cash a check at a credit union?

Banks and credit unions are not required to cash checks for non-customers, but many banks will cash a check payable to a non-customer if the check is written by an account holder at that bank. There are a few requirements though. For one, there must be enough money in the account the check is written against to cover the check.

Do you need advance notice to cash a check?

Banks may require advance notice to cash large checks. A bank is not obligated by law to cash a check for you if neither you nor the writer of the check has an account with that bank. If the check was written by someone with an account at that bank, the bank may honor the check assuming there’s enough money in the account. 2