https://alexbregman.amadablam.edu.npPremium icon headlines with sleek structure.en-usWed, 23 Sep 2026 09:35:38 -0400https://alexbregman.amadablam.edu.np/what-factors-should-a-new-company-consider-in-deciding-which-state-to-.htmlhttps://alexbregman.amadablam.edu.np/what-factors-should-a-new-company-consider-in-deciding-which-state-to-.htmlFive Things to Consider When Choosing Where to Form Your Business Will You Be Transacting Business in Your Home State? State Tax Considerations. Pro-Business Legal Reputation. Investors and Going Public. Pros and Cons of Public Information and Online Filings. The Many Variables to Consider When ...Wed, 23 Sep 2026 13:30:42 -0400https://alexbregman.amadablam.edu.np/how-do-i-pay-my-taxes-as-a-1099.htmlhttps://alexbregman.amadablam.edu.np/how-do-i-pay-my-taxes-as-a-1099.htmlHowever, since your 1099-NEC income is not subject to employment-tax withholding, you’re required to pay these taxes yourself. These taxes are calculated on a Schedule SE, which must be attached to your tax return. Only the net profit reported on Schedule C is calculated into the self-employment tax...Wed, 23 Sep 2026 12:55:36 -0400https://alexbregman.amadablam.edu.np/how-is-retroactive-disability-paid.htmlhttps://alexbregman.amadablam.edu.np/how-is-retroactive-disability-paid.htmlRetroactive benefits are paid for the months between when you became disabled (your “disability onset date”) and when you applied for Social Security Disability benefits. These are benefits that you were eligible for and would have received if you had applied for benefits earlier. How do you get ret...Wed, 23 Sep 2026 12:46:32 -0400https://alexbregman.amadablam.edu.np/how-long-can-i-work-in-the-usa-from-uk.htmlhttps://alexbregman.amadablam.edu.np/how-long-can-i-work-in-the-usa-from-uk.htmlThis allows entry for UK nationals to the US for up to 90 days without the requirement to apply for a US visa. There are strict limitations on the type of business activity you can carry out under the VWP, and you are not permitted to be employed during this period. Can I stay in the UK after 5 year...Wed, 23 Sep 2026 12:25:33 -0400https://alexbregman.amadablam.edu.np/how-much-does-ssi-pay-for-down-syndrome.htmlhttps://alexbregman.amadablam.edu.np/how-much-does-ssi-pay-for-down-syndrome.htmlFinancially Qualifying with Down Syndrome An adult applying for SSI could not earn more than $750 per month. Do children with Down syndrome receive SSI? Many children born with Down syndrome receive Supplemental Security Income (SSI), which provide monthly cash payments to children and adults with d...Wed, 23 Sep 2026 12:20:27 -0400https://alexbregman.amadablam.edu.np/can-accountants-be-bookkeepers.htmlhttps://alexbregman.amadablam.edu.np/can-accountants-be-bookkeepers.htmlThe main differences between bookkeeping and accounting Accounting is a much broader field than bookkeeping. Accountants have experience in bookkeeping, but they have a range of other additional skills, which enables them to analyse, evaluate and interpret financial data. Are accountants and bookkee...Wed, 23 Sep 2026 12:15:01 -0400https://alexbregman.amadablam.edu.np/do-corporations-pay-taxes-to-irs.htmlhttps://alexbregman.amadablam.edu.np/do-corporations-pay-taxes-to-irs.htmlA corporation generally takes the same deductions as a sole proprietorship to figure its taxable income. For federal income tax purposes, a C corporation is recognized as a separate taxpaying entity. A corporation conducts business, realizes net income or loss, pays taxes and distributes profits to ...Wed, 23 Sep 2026 11:51:51 -0400https://alexbregman.amadablam.edu.np/how-long-do-you-get-paid-when-laid-off.htmlhttps://alexbregman.amadablam.edu.np/how-long-do-you-get-paid-when-laid-off.html72 hours If you are fired or laid off, your employer must pay all wages due to you immediately upon termination (California Labor Code Section 201). If you quit, and gave your employer 72 hours of notice, you are entitled on your last day to all wages due. Unemployment After Being Laid Off in Califo...Wed, 23 Sep 2026 11:40:09 -0400https://alexbregman.amadablam.edu.np/can-a-sole-proprietor-have-deductions.htmlhttps://alexbregman.amadablam.edu.np/can-a-sole-proprietor-have-deductions.htmlYou can also claim personal deductions. Personal deductions for sole proprietor taxes may include health insurance premiums paid out of pocket, child and dependent care expenses, mortgage interest if you own a home, and charitable contributions. Can sole proprietors deduct self employment tax? Self-...Wed, 23 Sep 2026 11:30:19 -0400https://alexbregman.amadablam.edu.np/can-i-file-without-my-agi.htmlhttps://alexbregman.amadablam.edu.np/can-i-file-without-my-agi.htmlThe IRS uses your prior-year AGI to verify your identity when you efile your 2020 Tax Return. You only need a prior-year AGI if you are e-Filing your tax return to the IRS. An incorrect 2019 AGI on your 2020 return will result in a tax return rejection by the IRS and/or State Tax Agency. Can I file ...Wed, 23 Sep 2026 11:27:13 -0400https://alexbregman.amadablam.edu.np/do-cruise-lines-employ-us-citizens.htmlhttps://alexbregman.amadablam.edu.np/do-cruise-lines-employ-us-citizens.htmlNot all cruise lines use foreign-registered vessels, and several use crews which are almost entirely American. These cruise lines are often more specialized and hire a much smaller staff than the large cruise lines, but they do hire Americans for entry-level work as room stewards and kitchen and mai...Wed, 23 Sep 2026 11:26:26 -0400https://alexbregman.amadablam.edu.np/how-does-lack-of-money-affect-a-marriage.htmlhttps://alexbregman.amadablam.edu.np/how-does-lack-of-money-affect-a-marriage.htmlLosing your job, bringing a significant amount of debt into the marriage, or having poor credit can severely limit the financial options you have as a married couple. A lack of income can prevent you from buying a house, buying a car, traveling, saving for retirement, and even starting a family. How...Wed, 23 Sep 2026 10:51:07 -0400https://alexbregman.amadablam.edu.np/how-long-does-an-offer-in-compromise-last.htmlhttps://alexbregman.amadablam.edu.np/how-long-does-an-offer-in-compromise-last.htmlYou must remain in compliance with filing and payment of all tax returns for a period of five years from the date the offer in compromise is accepted, including any extensions. What is offer in compromise Settlement? An offer in compromise (OIC) is an agreement between a taxpayer and the Internal Re...Wed, 23 Sep 2026 10:48:39 -0400https://alexbregman.amadablam.edu.np/who-lived-in-ireland-2000-years-ago.htmlhttps://alexbregman.amadablam.edu.np/who-lived-in-ireland-2000-years-ago.htmlThe people at the end of this period became known as the new Stone Age people or Neolithic people. The later Stone Age people or Neolithic people in Ireland were farmers. This later Stone Age period is from about 4000 BC to 2000 BC, which means that the first farmers lived in Ireland about six thous...Wed, 23 Sep 2026 10:47:52 -0400https://alexbregman.amadablam.edu.np/how-do-i-update-my-w4-on-paychex.htmlhttps://alexbregman.amadablam.edu.np/how-do-i-update-my-w4-on-paychex.htmlIn the Federal column: Select the filing status from the Filing Status: drop-down menu. Type the number of your allowances in the Allowances: field….Print Tax Forms Print a new Form W-4 to change federal withholding by clicking Print W-4. Complete, sign, and date the Form W-4. Submit the Form W-4 fo...Wed, 23 Sep 2026 10:29:03 -0400https://alexbregman.amadablam.edu.np/how-do-i-avoid-tax-penalty-on-roth-conversion.htmlhttps://alexbregman.amadablam.edu.np/how-do-i-avoid-tax-penalty-on-roth-conversion.htmlThe ordinary income generated by a Roth IRA conversion generally can be offset by losses and deductions reported on the same tax return. It’s usually considered a good idea to avoid using the funds that are being converted from within your Roth to pay the tax on a conversion. Do you pay 10 penalty o...Wed, 23 Sep 2026 10:27:12 -0400https://alexbregman.amadablam.edu.np/how-do-you-use-whom-in-a-question.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-use-whom-in-a-question.htmlAsk yourself if the answer to the question would be he/she or him/her. If you can answer the question with him/her, then use whom. It’s easy to remember because they both end with m. If you can answer the question with he/she, then use who. Who vs whom sentences examples? “Who,” the subjective prono...Wed, 23 Sep 2026 10:10:56 -0400https://alexbregman.amadablam.edu.np/how-do-i-claim-residency-in-tennessee.htmlhttps://alexbregman.amadablam.edu.np/how-do-i-claim-residency-in-tennessee.html4 Steps To Become A Bona Fide Nashville Resident File a change of address form with the post office. Get a Tennessee driver’s license . Get your car registered & insured. Register to vote . How do you prove residency if you live in a relatives home? How do I show Proof of Residency? Obtain a ...Wed, 23 Sep 2026 10:10:31 -0400https://alexbregman.amadablam.edu.np/what-is-a-three-year-look-back.htmlhttps://alexbregman.amadablam.edu.np/what-is-a-three-year-look-back.htmlThis means that after you have paid disability insurance premiums with after tax dollars for three consecutive years, disability benefits received after three years will be entirely tax free. There are exceptions to the three-year look back period. How does IRC 2035 work? Under §2035(a), certain gif...Wed, 23 Sep 2026 10:07:06 -0400https://alexbregman.amadablam.edu.np/how-long-does-a-federal-restitution-order-last.htmlhttps://alexbregman.amadablam.edu.np/how-long-does-a-federal-restitution-order-last.htmltwenty How long can a restitution order be enforced? A restitution order is enforceable for twenty (20) years. What is a felony in federal court? In the United States, where the felony/misdemeanor distinction is still widely applied, the federal government defines a felony as a crime punishable by d...Wed, 23 Sep 2026 10:02:01 -0400https://alexbregman.amadablam.edu.np/can-i-have-2-sep-ira-accounts.htmlhttps://alexbregman.amadablam.edu.np/can-i-have-2-sep-ira-accounts.htmlThe short answer is yes, you can have multiple SEP-IRA accounts. However, the combined annual contributions cannot exceed the IRS’s maximum, which is currently $53,000 or 25% of compensation, whichever is less. Self-employed individuals can use SEP-IRA accounts, and are considered to be both the emp...Wed, 23 Sep 2026 09:42:52 -0400https://alexbregman.amadablam.edu.np/can-you-claim-tax-exempt-on-a-bonus.htmlhttps://alexbregman.amadablam.edu.np/can-you-claim-tax-exempt-on-a-bonus.htmlFor this reason, the IRS implemented rules requiring withholding from bonus income and setting forth specific rules on how much must be withheld. It’s no longer possible to file exempt from withholding for bonus income. Do you get taxed on a one time bonus? Clients often ask me, “are bonuses taxed” ...Wed, 23 Sep 2026 08:41:44 -0400https://alexbregman.amadablam.edu.np/did-the-tarp-program-work.htmlhttps://alexbregman.amadablam.edu.np/did-the-tarp-program-work.htmlAccording to the Treasury, the government’s investments in TARP earned more than $11 billion for taxpayers. The government also contends that TARP saved more than 1 million jobs and helped stabilize banks, the auto industry and other sectors of business. How was TARP funded? The Troubled Asset Relie...Wed, 23 Sep 2026 08:32:05 -0400https://alexbregman.amadablam.edu.np/what-is-florida-limited-liability-company.htmlhttps://alexbregman.amadablam.edu.np/what-is-florida-limited-liability-company.htmlA Florida LLC combines the liability protection of a corporation with the tax treatment and ease of administration of a partnership. Forming an LLC in Florida also offers: Pass-through taxation. Any tax due is then paid at the individual level. Does an LLC need an EIN in Florida? In Florida, if you ...Wed, 23 Sep 2026 08:10:45 -0400https://alexbregman.amadablam.edu.np/how-do-you-establish-residency-in-arizona-for-college.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-establish-residency-in-arizona-for-college.htmlBeing in Arizona for 1 year does not necessarily make you a resident for tuition purposes. You will need to meet all of the requirements: one year showing physical presence, intent beyond the circumstance of being a student, and evidence of 2 years of financial independence, unless you meet one of t...Wed, 23 Sep 2026 07:14:55 -0400https://alexbregman.amadablam.edu.np/how-do-you-file-taxes-as-a-professional-gambler.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-file-taxes-as-a-professional-gambler.htmlProfessional gamblers report their income and related expenses on Schedule C as self-employment income. Net Schedule C income is subject to federal income tax and to the self-employment tax, plus any state income tax. Can you make a living with online gambling? The bad news is that online casino gam...Wed, 23 Sep 2026 06:57:04 -0400https://alexbregman.amadablam.edu.np/are-psychologist-fees-tax-deductible.htmlhttps://alexbregman.amadablam.edu.np/are-psychologist-fees-tax-deductible.htmlThe IRS allows you to deduct preventative care, treatment, surgeries and dental and vision care as qualifying medical expenses. You can also deduct visits to psychologists and psychiatrists. Prescription medications and appliances such as glasses, contacts, false teeth and hearing aids are also dedu...Wed, 23 Sep 2026 06:30:43 -0400https://alexbregman.amadablam.edu.np/how-do-you-get-money-back-from-a-loan-to-a-friend.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-get-money-back-from-a-loan-to-a-friend.htmlTips on getting your money back Give gentle Reminders. When approaching the topic of collecting the payments from your friend or relative, try to be firm, yet straightforward. Express Urgency. Ask for updates. Add deadlines. Offer Payment Installments. Bartering. Drinks on them! Taking Legal ...Wed, 23 Sep 2026 06:28:03 -0400https://alexbregman.amadablam.edu.np/how-do-i-pay-a-delinquent-income-tax.htmlhttps://alexbregman.amadablam.edu.np/how-do-i-pay-a-delinquent-income-tax.htmlHere are some of the most common options for people who owe and can’t pay. Set up an installment agreement with the IRS. Request a short-term extension to pay the full balance. Apply for a hardship extension to pay taxes. Get a personal loan. Borrow from your 401(k). Use a debit/credit card. Ca...Wed, 23 Sep 2026 06:08:01 -0400https://alexbregman.amadablam.edu.np/can-you-donate-private-property-to-charity.htmlhttps://alexbregman.amadablam.edu.np/can-you-donate-private-property-to-charity.htmlWhile real estate donations to a public charity generally can be deducted at the property’s fair market value, your deduction for such a donation to a private foundation is limited to the lower of fair market value or your cost basis in the property. Can you donate to a foundation? The Foundation fo...Wed, 23 Sep 2026 05:33:45 -0400https://alexbregman.amadablam.edu.np/why-is-robinhood-giving-me-an-error-message.htmlhttps://alexbregman.amadablam.edu.np/why-is-robinhood-giving-me-an-error-message.htmlThe Robinhood Error Message is a prompt wherein the user is highlighted about the account not being set up fully. After the message, the user must visit the issuing institution’s site and finish the setup process. How do you answer Robinhood questions? Enabling options in Robinhood is relatively str...Wed, 23 Sep 2026 05:30:32 -0400https://alexbregman.amadablam.edu.np/how-many-types-of-questions-are-there-in-ielts-writing-task-2.htmlhttps://alexbregman.amadablam.edu.np/how-many-types-of-questions-are-there-in-ielts-writing-task-2.html2) IELTS Essay Questions by Essay Type There are 5 main types of essay questions in IELTS writing task 2 (opinion essays, discussion essay, advantage/disadvantage essays, solution essay and direct question essays). How many types of easy are there? There are many different types of essay, but they a...Wed, 23 Sep 2026 05:19:54 -0400https://alexbregman.amadablam.edu.np/how-much-does-an-llc-cost-per-year-in-florida.htmlhttps://alexbregman.amadablam.edu.np/how-much-does-an-llc-cost-per-year-in-florida.htmlLLC Fees Annual Report (& Supplemental Fee) $ 138.75 Total Fee For New Florida/Foreign LLC $ 125.00 Change of Registered Agent $ 25.00 Articles of Correction $ 25.00 Certificate of Conversion $ 25.00 (+ New Entity Filing Fees, if applicable) Do Florida LLCs file a tax return? By default, LLCs th...Wed, 23 Sep 2026 05:14:58 -0400https://alexbregman.amadablam.edu.np/does-oklahoma-acknowledge-common-law-marriage.htmlhttps://alexbregman.amadablam.edu.np/does-oklahoma-acknowledge-common-law-marriage.htmlOklahoma is among a handful of states that still recognize non-ceremonial marriages, also referred to as “common-law marriages.” These marriages are formed through the consent of the parties who enter into the marriage, but they do not meet all the state requirements, such as a license or ceremony. ...Wed, 23 Sep 2026 04:52:15 -0400https://alexbregman.amadablam.edu.np/why-does-a-gastric-bypass-result-in-weight-loss.htmlhttps://alexbregman.amadablam.edu.np/why-does-a-gastric-bypass-result-in-weight-loss.htmlGastric bypass is surgery that helps you lose weight by changing how your stomach and small intestine handle the food you eat. After the surgery, your stomach will be smaller. You will feel full with less food. The food you eat will no longer go into some parts of your stomach and small intestine th...Wed, 23 Sep 2026 04:46:00 -0400https://alexbregman.amadablam.edu.np/on-which-date-must-your-employer-give-you-your-w-2.htmlhttps://alexbregman.amadablam.edu.np/on-which-date-must-your-employer-give-you-your-w-2.htmlJanuary 31st January 31st is the deadline to file W-2s using Business Services Online or to submit paper Form W-2. If this date falls on a Saturday, Sunday, or legal holiday, the deadline will be the next business day. January 31st is the deadline to distribute Forms W-2 to employee(s). Can I view m...Wed, 23 Sep 2026 04:16:42 -0400https://alexbregman.amadablam.edu.np/how-do-you-file-taxes-if-you-married-for-half-the-year.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-file-taxes-if-you-married-for-half-the-year.htmlIf you’re legally married as of December 31 of the tax year, the IRS considers you to be married for the full year. Usually, your only options are to file as either married filing jointly or married filing separately. Using the married filing separately status rarely works to lower a couple’s tax bi...Wed, 23 Sep 2026 03:56:05 -0400https://alexbregman.amadablam.edu.np/what-is-the-best-gift-of-husband.htmlhttps://alexbregman.amadablam.edu.np/what-is-the-best-gift-of-husband.htmlWhen it comes to finding a great gift for your husband, think about how you want to make him feel….These gift ideas are sure to inspire, so have your credit card at the ready. A Great Wallet. A Theragun. A Phone Sanitizer. Upgraded Sweatpants. A Genius Golf Game. A High-Tech Valet Tray. A Styl...Wed, 23 Sep 2026 02:41:27 -0400https://alexbregman.amadablam.edu.np/is-there-any-value-in-stamp-collections.htmlhttps://alexbregman.amadablam.edu.np/is-there-any-value-in-stamp-collections.htmlYou might find that the stamps in your collection of significant catalog value are worth much less than you believed. “Buy the best you can afford,” isn’t just a casually tossed-off phrase, but words to live by in stamp collecting. Inferior quality stamps are, in fact, nearly worthless. Does anyone ...Wed, 23 Sep 2026 02:35:42 -0400https://alexbregman.amadablam.edu.np/what-are-tax-breaks-and-subsidies.htmlhttps://alexbregman.amadablam.edu.np/what-are-tax-breaks-and-subsidies.html“Tax expenditures” are subsidies delivered through the tax code as deductions, exclusions, and other tax preferences. In fiscal year 2019, tax expenditures reduced federal income tax revenue by roughly $1.3 trillion, and they reduced payroll taxes and other revenues by an additional $140 billion. Ho...Wed, 23 Sep 2026 02:04:09 -0400https://alexbregman.amadablam.edu.np/what-are-the-top-5-plastic-surgery-procedures.htmlhttps://alexbregman.amadablam.edu.np/what-are-the-top-5-plastic-surgery-procedures.htmlThe top cosmetic surgeries are breast augmentation, liposuction, nose reshaping, eyelid surgery, tummy tuck, and facelift. What is the most difficult plastic surgery procedure? rhinoplasty In actuality, rhinoplasty is widely regarded as the most difficult of all cosmetic procedures. Even a modest ch...Wed, 23 Sep 2026 01:36:35 -0400https://alexbregman.amadablam.edu.np/what-happens-when-you-sell-a-second-property.htmlhttps://alexbregman.amadablam.edu.np/what-happens-when-you-sell-a-second-property.htmlCapital gains tax is the tax you must pay on any profit (gain) you make when you sell a property that is not your main home. Your gain is the difference between what you paid for the property and the amount you later sell it for. Do I have to pay taxes if I sell my 2nd home? If you sell property tha...Wed, 23 Sep 2026 01:32:41 -0400https://alexbregman.amadablam.edu.np/is-business-mileage-still-deductible.htmlhttps://alexbregman.amadablam.edu.np/is-business-mileage-still-deductible.htmlFor 2020 tax filings, the self-employed can claim a 57.5 cent deduction per business mile driven. In other words, all miles are deductible regardless of how much a person drives for work. If a person drives for both business and personal purposes, only miles driven for business can be deducted. How ...Wed, 23 Sep 2026 01:28:54 -0400https://alexbregman.amadablam.edu.np/how-do-board-members-of-nonprofits-get-paid.htmlhttps://alexbregman.amadablam.edu.np/how-do-board-members-of-nonprofits-get-paid.htmlMany board members are indirectly paid, because their employer gives them time off for board service and other volunteering. The board service may even be in their job descriptions and performance objectives, making it part of their work. What percentage of a nonprofit board should be donating to th...Wed, 23 Sep 2026 01:21:06 -0400https://alexbregman.amadablam.edu.np/which-country-app-is-aloha.htmlhttps://alexbregman.amadablam.edu.np/which-country-app-is-aloha.htmlAloha Browser is a web browser developed by Aloha Mobile Ltd., based in Limassol, Cyprus….Aloha (web browser) Developer(s) Aloha Mobile Ltd. Operating system Android, iOS Size 160.3 MB for IOS Website alohabrowser.com Which Aloha Browser is best? Aloha Browser. That’s our regular, full-featured bro...Wed, 23 Sep 2026 01:20:48 -0400https://alexbregman.amadablam.edu.np/how-long-can-you-stay-in-germany-without-a-job.htmlhttps://alexbregman.amadablam.edu.np/how-long-can-you-stay-in-germany-without-a-job.htmlYou may stay in the country for up to three months, and only need your ID or passport. No work permit is required, either. How long is a full time job in Germany? Full-time work in Germany The average working week in Germany is between 36 and 40 hours. The majority of full-time jobs in Germany are s...Wed, 23 Sep 2026 01:15:47 -0400https://alexbregman.amadablam.edu.np/can-an-employer-withhold-a-paycheck-for-any-reason-in-south-carolina.htmlhttps://alexbregman.amadablam.edu.np/can-an-employer-withhold-a-paycheck-for-any-reason-in-south-carolina.htmlSouth Carolina employers may not deduct any portion of an employee’s wages unless the deduction is required or permitted by state or federal law. These deductions can include: ∎ Tax withholding. Is direct deposit mandatory in South Carolina? Textile companies must make weekly payments to their emplo...Wed, 23 Sep 2026 01:01:51 -0400https://alexbregman.amadablam.edu.np/what-type-of-work-is-massage-therapy-considered.htmlhttps://alexbregman.amadablam.edu.np/what-type-of-work-is-massage-therapy-considered.htmlWhat They Do: Massage therapists treat clients by using touch to manipulate the muscles and other soft tissues of the body. Work Environment: Massage therapists work in an array of settings, such as spas, franchised clinics, physicians’ offices, hotels, and fitness centers. Are massage therapist sel...Wed, 23 Sep 2026 00:54:44 -0400https://alexbregman.amadablam.edu.np/can-a-bank-force-a-short-sale.htmlhttps://alexbregman.amadablam.edu.np/can-a-bank-force-a-short-sale.htmlBefore beginning the short-sale process, the struggling homeowner should consider how likely it is that the lender will want to work with them on a short sale by understanding the lender’s perspective. The lender is not required to do a short sale; it will be allowed at the lender’s discretion. Do I...Wed, 23 Sep 2026 00:49:48 -0400https://alexbregman.amadablam.edu.np/how-do-you-appreciate-a-small-business.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-appreciate-a-small-business.htmlSend Thank You Cards By explaining why you appreciate them, and how it helped your business, they will feel pride in their work. In addition, if they did something especially impressive, consider including a gift card to a local restaurant or coffee shop. Employee appreciation ideas like these go a ...Wed, 23 Sep 2026 00:49:08 -0400https://alexbregman.amadablam.edu.np/does-capital-gains-affect-retirement.htmlhttps://alexbregman.amadablam.edu.np/does-capital-gains-affect-retirement.htmlTypically, pension funds don’t have to pay capital gains taxes. Because pension funds are exempt from paying capital gains taxes, assets in the funds can grow faster over time. While the pension fund does not pay capital gains taxes, distributions to the employee will be taxed at the employee’s ordi...Wed, 23 Sep 2026 00:36:37 -0400https://alexbregman.amadablam.edu.np/does-probate-apply-between-husband-and-wife.htmlhttps://alexbregman.amadablam.edu.np/does-probate-apply-between-husband-and-wife.htmlIf there’s only jointly-owned property and money which passes to a spouse or civil partner when someone dies, probate will not normally be needed. If there’s only jointly-owned property and money which passes to a spouse or civil partner when someone dies, probate will not normally be needed. If you...Wed, 23 Sep 2026 00:05:01 -0400https://alexbregman.amadablam.edu.np/do-married-navy-couples-get-stationed-together.htmlhttps://alexbregman.amadablam.edu.np/do-married-navy-couples-get-stationed-together.htmlUnfortunately, being stationed together is not guaranteed, but all branches have a form of a Join Spouse program that tries to keep spouses together or within 100 miles of each other. That way you’ll actually have the potential to see one another on off-duty days. Does the Navy pay for active duty s...Wed, 23 Sep 2026 00:01:03 -0400https://alexbregman.amadablam.edu.np/can-you-have-jordanian-and-us-citizenship.htmlhttps://alexbregman.amadablam.edu.np/can-you-have-jordanian-and-us-citizenship.htmlDual nationality According to the Jordanian government, there has not been any restrictions on multiple citizenship in Jordan since 1954. How long do you have to live in Jordan to become a citizen? four years To acquire Jordanian nationality His normal stay in the Hashemite Kingdom of Jordan for fou...Tue, 22 Sep 2026 23:58:48 -0400https://alexbregman.amadablam.edu.np/how-much-more-ss-will-i-get-at-70.htmlhttps://alexbregman.amadablam.edu.np/how-much-more-ss-will-i-get-at-70.htmlIf you start receiving retirement benefits at age: 67, you’ll get 108 percent of the monthly benefit because you delayed getting benefits for 12 months. 70, you’ll get 132 percent of the monthly benefit because you delayed getting benefits for 48 months. What is the highest SS monthly payment? En es...Tue, 22 Sep 2026 23:45:18 -0400https://alexbregman.amadablam.edu.np/can-i-work-in-usa-as-a-british-citizen.htmlhttps://alexbregman.amadablam.edu.np/can-i-work-in-usa-as-a-british-citizen.htmlThe H-1B visa allows non-US nationals including British citizens to be employed in the US, where they have a job offer from a qualifying US employer and where they meet the additional eligibility criteria and application requirements. This could include a UK business with offices in the US. Can I wo...Tue, 22 Sep 2026 23:38:58 -0400https://alexbregman.amadablam.edu.np/can-us-citizen-buy-property.htmlhttps://alexbregman.amadablam.edu.np/can-us-citizen-buy-property.htmlAnyone may buy and own property in the United States, regardless of citizenship. There are no laws or restrictions that prevent an individual of any foreign citizenship from owning or buying a home in the U.S. What documents do you need to buy a house in South Carolina? Step 2: Mortgage Qualificatio...Tue, 22 Sep 2026 23:19:02 -0400https://alexbregman.amadablam.edu.np/how-many-people-are-in-the-seafood-industry.htmlhttps://alexbregman.amadablam.edu.np/how-many-people-are-in-the-seafood-industry.htmlIn 2006, the seafood industry in the United States provided about 1.35 million jobs. By 2017, the amount of people employed by the U.S. seafood industry had increased to 1.25 million. Is seafood a good business? Seafood consumers are a fairly small group compared to those who buy beef, pork and chic...Tue, 22 Sep 2026 23:14:23 -0400https://alexbregman.amadablam.edu.np/what-are-the-laws-relating-to-compensation.htmlhttps://alexbregman.amadablam.edu.np/what-are-the-laws-relating-to-compensation.htmlNight Work Compensation The Wage Code regulates wage and bonus payments in all employment. The Code combines the provision of the following four laws: (i) the Payment of Wages Act, 1936, (ii) the Minimum Wages Act, 1948, (iii) the Payment of Bonus Act, 1965, and (iv) the Equal Remuneration Act, 1976...Tue, 22 Sep 2026 23:11:43 -0400https://alexbregman.amadablam.edu.np/where-do-i-find-my-ftin.htmlhttps://alexbregman.amadablam.edu.np/where-do-i-find-my-ftin.htmlYour TIN may be found on a variety of documents, including tax returns and also any forms filed with the IRS. Your SSN will be found on a social security card issued by the Social Security Administration. How do I find my Federal EIN number? Ask the IRS to search for your EIN by calling the Business...Tue, 22 Sep 2026 22:55:37 -0400https://alexbregman.amadablam.edu.np/does-florida-medicaid-pay-for-therapy.htmlhttps://alexbregman.amadablam.edu.np/does-florida-medicaid-pay-for-therapy.htmlFlorida Medicaid’s Covered Services and HCBS Waivers Medicaid reimburses for the following: Individual, family, and group therapy. Does Medicaid pay for therapy? 3. However, Medicaid covers mental health services that most private insurance policies don’t cover. Most Medicaid plans also cover basic ...Tue, 22 Sep 2026 22:51:55 -0400https://alexbregman.amadablam.edu.np/can-a-country-stop-you-from-leaving.htmlhttps://alexbregman.amadablam.edu.np/can-a-country-stop-you-from-leaving.htmlThe human right to leave a country is then the right to depart from a state and its institutions and to go somewhere else where the same human rights may or may not be guaranteed. But what states cannot do is prevent their people from leaving (except in the most extraordinary circumstances). Can a c...Tue, 22 Sep 2026 22:46:43 -0400https://alexbregman.amadablam.edu.np/can-you-sue-a-small-company.htmlhttps://alexbregman.amadablam.edu.np/can-you-sue-a-small-company.htmlIn California, you can sue a business for a maximum of $10,000 if you are an individual. If you are a business suing a business, you can sue for a maximum of $5,000. By suing in small claims you are agreeing to waive any amount over the maximum amount you can sue for, even if you are owed more. How ...Tue, 22 Sep 2026 22:35:25 -0400https://alexbregman.amadablam.edu.np/is-starting-a-pooper-scooper-business-worth-it.htmlhttps://alexbregman.amadablam.edu.np/is-starting-a-pooper-scooper-business-worth-it.htmlThe Pros of Starting a Pooper Scooper Business While it may seem like there aren’t that many benefits, becoming a pooper scooper has its advantages: The startup costs are very low. It’s an easy business to operate. It can be a good business for business owners of any age. How much does a professiona...Tue, 22 Sep 2026 22:11:30 -0400https://alexbregman.amadablam.edu.np/what-are-good-morning-questions.htmlhttps://alexbregman.amadablam.edu.np/what-are-good-morning-questions.html7 Good Morning Questions that Create Happiness 1) What Am I Grateful for This Morning? 4) What Exercise Do I Want To Do This Morning? 5) What Book Do I Feel Like Reading This Morning? 6) What Should I Write About This Morning? 7) What Steps Can I Take To Learn Something New This Morning? What is...Tue, 22 Sep 2026 21:28:20 -0400https://alexbregman.amadablam.edu.np/can-s-corp-shareholders-be-employees.htmlhttps://alexbregman.amadablam.edu.np/can-s-corp-shareholders-be-employees.htmlAn S corporation shareholder who performs more than minor services for the corporation will be its employee for tax purposes, as well as a shareholder. In effect, an active shareholder in a S corporation wears at least two hats: as a shareholder (owner) of the corporation, and as an employee of that...Tue, 22 Sep 2026 21:23:05 -0400https://alexbregman.amadablam.edu.np/what-to-say-if-someone-started-a-new-job.htmlhttps://alexbregman.amadablam.edu.np/what-to-say-if-someone-started-a-new-job.htmlWhat to say to someone who is starting a new job? Best of luck to you in your new job! Good luck to a good friend! With skills like yours, you don’t need luck — but good luck in your new job, anyway! Good luck in your new venture! I’m wishing you lots of success and happiness in your new job. Best o...Tue, 22 Sep 2026 21:04:18 -0400https://alexbregman.amadablam.edu.np/how-do-i-claim-lpt-exemption.htmlhttps://alexbregman.amadablam.edu.np/how-do-i-claim-lpt-exemption.htmlTo claim an exemption, you must complete your Local Property Tax Return and indicate the exemption condition you satisfy (the Revenue website lists each condition). You should submit your return by the relevant deadline. How much does Homeowners exemption Save Cook County? Exemptions reduce the Equa...Tue, 22 Sep 2026 20:44:43 -0400https://alexbregman.amadablam.edu.np/is-the-toyota-highlander-a-high-clearance-vehicle.htmlhttps://alexbregman.amadablam.edu.np/is-the-toyota-highlander-a-high-clearance-vehicle.htmlThe Highlander is not designed to be an off-road machine like the Jeep Wrangler. It is more suited for daily commutes. However, it still comes with adequate capacity for off-road driving. This is especially thanks to the 8-inches of ground clearance. What year Toyota Highlander is most reliable? Sin...Tue, 22 Sep 2026 20:40:43 -0400https://alexbregman.amadablam.edu.np/are-gifts-taxable-in-russia.htmlhttps://alexbregman.amadablam.edu.np/are-gifts-taxable-in-russia.htmlThere is no inheritance or gift tax in Russia (see Question 7). Gifts of real estates, vehicles, and quoted or unquoted shares between non-family members are subject to personal income tax (PIT) at 13%. The tax is payable by the donee. Gifts of other assets are exempt. Can I send money to someone in...Tue, 22 Sep 2026 20:22:36 -0400https://alexbregman.amadablam.edu.np/how-do-you-write-a-tribute-to-late-mother-in-law.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-write-a-tribute-to-late-mother-in-law.htmlYou were a precious gift from God, So much beauty, grace, love and patience you possessed. You touched my heart in so many ways, your strength and smile even on dark days made me realize I had an angel beside me. I will forever salute you, You were all I ever needed. God gave me the best mother-in-l...Tue, 22 Sep 2026 20:10:05 -0400https://alexbregman.amadablam.edu.np/is-a-company-provided-car-taxable.htmlhttps://alexbregman.amadablam.edu.np/is-a-company-provided-car-taxable.htmlAn employee’s personal use of an employer-owned automobile is considered a part of an employee’s taxable income and it’s vital to to document business use. If you can’t determine business versus personal use, the IRS deems the use 100% personal to the employee. How do I notify HMRC of change of comp...Tue, 22 Sep 2026 19:34:02 -0400https://alexbregman.amadablam.edu.np/can-i-withdraw-my-annuity-online.htmlhttps://alexbregman.amadablam.edu.np/can-i-withdraw-my-annuity-online.htmlWhat types of annuity withdrawals are eligible online? You can make the following annuity transactions online: Withdraw from a variable tax-deferred annuity, and direct the proceeds to a non-retirement Fidelity brokerage account having the same Social Security number (SSN) as the annuity contract. H...Tue, 22 Sep 2026 19:19:07 -0400https://alexbregman.amadablam.edu.np/is-childcare-a-pre-tax-deduction.htmlhttps://alexbregman.amadablam.edu.np/is-childcare-a-pre-tax-deduction.htmlWith a Dependent Care FSA, you use pre-tax dollars to pay qualified out-of-pocket dependent care expenses. The money you contribute to a Dependent Care FSA is not subject to payroll taxes, so you end up paying less in taxes and taking home more of your paycheck. Can you deduct child care expenses pa...Tue, 22 Sep 2026 19:03:08 -0400https://alexbregman.amadablam.edu.np/can-you-develop-schizophrenia-at-28.htmlhttps://alexbregman.amadablam.edu.np/can-you-develop-schizophrenia-at-28.htmlAlthough schizophrenia can occur at any age, the average age of onset tends to be in the late teens to the early 20s for men, and the late 20s to early 30s for women. It is uncommon for schizophrenia to be diagnosed in a person younger than 12 or older than 40. It is possible to live well with schiz...Tue, 22 Sep 2026 18:53:29 -0400https://alexbregman.amadablam.edu.np/what-should-be-included-in-a-treasurer-report.htmlhttps://alexbregman.amadablam.edu.np/what-should-be-included-in-a-treasurer-report.htmlThe Treasurer’s Report the name of the organization. the period which the report covers. the cash balance at the beginning of the period. the income received during the period. the expenses paid during the period. the cash balance at the end of the period. the signature of the treasurer. What are th...Tue, 22 Sep 2026 18:51:16 -0400https://alexbregman.amadablam.edu.np/how-much-do-you-have-to-put-down-for-non-owner-occupied.htmlhttps://alexbregman.amadablam.edu.np/how-much-do-you-have-to-put-down-for-non-owner-occupied.htmlAlthough a lender will likely require a larger down payment for this kind of loan, the exact percentage will depend on the individual lender. But you can expect a down payment requirement somewhere between 20% – 30%. Does a conventional loan have to be owner-occupied? Owner-Occupancy Periods The typ...Tue, 22 Sep 2026 18:33:59 -0400https://alexbregman.amadablam.edu.np/what-type-of-corporation-is-limited-to-100-shareholders.htmlhttps://alexbregman.amadablam.edu.np/what-type-of-corporation-is-limited-to-100-shareholders.htmlS corporation An S corporation, also known as an S subchapter, refers to a type of legal business entity. Requirements give a corporation with 100 shareholders or less the benefit of incorporation while being taxed as a partnership. Where is partnership income reported 1120? If you are in business a...Tue, 22 Sep 2026 17:55:30 -0400https://alexbregman.amadablam.edu.np/do-you-have-to-pay-taxes-on-money-brought-into-the-us.htmlhttps://alexbregman.amadablam.edu.np/do-you-have-to-pay-taxes-on-money-brought-into-the-us.htmlBank transfers from your personal foreign bank account to your personal US bank account are not reported on a federal tax return. US taxes on money transfers For those receiving financial gifts through an international money transfer, you won’t pay taxes, but you may be required to report the gift t...Tue, 22 Sep 2026 17:43:16 -0400https://alexbregman.amadablam.edu.np/can-a-us-employee-work-in-mexico.htmlhttps://alexbregman.amadablam.edu.np/can-a-us-employee-work-in-mexico.htmlA US citizen can only work in Mexico with a work permit and Residente Temporale or with a Residente Permanente however, you talk about working remotely so presumably your employer is in USA and you will be paid to a USA bank account by a USA company in which case that is OK. How hard is it to get a ...Tue, 22 Sep 2026 17:27:47 -0400https://alexbregman.amadablam.edu.np/can-you-deduct-contributions-if-you-take-the-standard-deduction.htmlhttps://alexbregman.amadablam.edu.np/can-you-deduct-contributions-if-you-take-the-standard-deduction.htmlNo, if you take the standard deduction you do not need to itemize your donation deduction. However, if you want your deductible charitable contributions you must itemize your donation deduction on Form 1040, Schedule A: Itemized Deductions. What does I took the standard deduction in 2019 mean? The s...Tue, 22 Sep 2026 17:23:51 -0400https://alexbregman.amadablam.edu.np/how-do-you-get-ready-to-buy-your-first-house.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-get-ready-to-buy-your-first-house.htmlPreparing to buy tips Start saving early. Decide how much home you can afford. Check and strengthen your credit. Explore mortgage options. Research first-time home buyer assistance programs. Compare mortgage rates and fees. Get a preapproval letter. Choose a real estate agent carefully. What is the ...Tue, 22 Sep 2026 17:14:50 -0400https://alexbregman.amadablam.edu.np/how-much-does-it-cost-to-dissolve-a-corporation-in-new-york.htmlhttps://alexbregman.amadablam.edu.np/how-much-does-it-cost-to-dissolve-a-corporation-in-new-york.htmlThe fee for filing the Certificate of Dissolution is $60. The fee may be paid by cash, check, money order, MasterCard, Visa or American Express. Checks and money orders should be made payable to the “New York Department of State.” Please do not send cash through the mail. How do I liquidate a corpor...Tue, 22 Sep 2026 16:56:25 -0400https://alexbregman.amadablam.edu.np/what-was-the-federal-estate-tax-exemption-in-2012.htmlhttps://alexbregman.amadablam.edu.np/what-was-the-federal-estate-tax-exemption-in-2012.html$5,120,000 Federal Estate and Gift Tax Rates, Exemptions, and Exclusions, 1916-2014 Year Estate Tax Exemption Lifetime Gift Tax Exemption 2011 $5,000,000 $5,000,000 2012 $5,120,000 $5,120,000 2013 $5,250,000 $5,250,000 2014 $5,340,000 $5,340,000 What was the inheritance tax in 2012? In his budget pr...Tue, 22 Sep 2026 16:43:04 -0400https://alexbregman.amadablam.edu.np/how-do-you-terminate-a-variable-annuity.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-terminate-a-variable-annuity.htmlThere are a few options to get out of a bad variable annuity. Take the money and run. One option to get out of a bad variable annuity is simply to terminate the contract. 1035 Exchange or Rollover. Annuitize or Withdraw Over Time. Does a variable annuity go through probate? Regardless of what type...Tue, 22 Sep 2026 16:32:02 -0400https://alexbregman.amadablam.edu.np/are-block-trades-buy-or-sell.htmlhttps://alexbregman.amadablam.edu.np/are-block-trades-buy-or-sell.htmlA block trade is the sale or purchase of a large number of securities. A block trade involves a significantly large number of equities or bonds being traded at an arranged price between two parties. In practice, block trades are much larger than 10,000 shares. Are dark pools illegal? Although consid...Tue, 22 Sep 2026 16:22:15 -0400https://alexbregman.amadablam.edu.np/what-is-ira-distribution-amount.htmlhttps://alexbregman.amadablam.edu.np/what-is-ira-distribution-amount.htmlAn RMD is the annual Required Minimum Distribution that you must start taking out of your retirement account after you reach age 72 (70½ if you turned 70½ before Jan 1, 2020). The amount is determined by the fair market value of your IRAs at the end of the previous year, factored by your age and lif...Tue, 22 Sep 2026 16:17:10 -0400https://alexbregman.amadablam.edu.np/how-do-you-say-i-understand-your-situation.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-say-i-understand-your-situation.htmlYou can do that by saying: OK / Alright / Sure. Got it. OK, I get it now / That’s clear, thank you. Fair enough / I see where you’re coming from / I take your point / That makes sense. Of course / Absolutely. I appreciate why you think that, but… I hear what you’re saying, but… When You Understand S...Tue, 22 Sep 2026 16:13:19 -0400https://alexbregman.amadablam.edu.np/do-eu-citizens-need-a-residence-permit-in-uk.htmlhttps://alexbregman.amadablam.edu.np/do-eu-citizens-need-a-residence-permit-in-uk.htmlYou can no longer apply for a UK permanent residence document. To continue living in the UK, you need another type of permission to stay, such as settled or pre-settled status under the EU Settlement Scheme. … How can a non EU citizen get permanent residency in UK? If you’re a citizen of a non-EU co...Tue, 22 Sep 2026 16:02:10 -0400https://alexbregman.amadablam.edu.np/is-a-non-profit-considered-self-employed.htmlhttps://alexbregman.amadablam.edu.np/is-a-non-profit-considered-self-employed.htmlDirectors and officers who are paid by a nonprofit must be classified for payroll and other tax purposes. They can either be employees or independent contractors. The nonprofit must withhold and pay payroll taxes to the IRS for employees. There is no such requirement for independent contractors. How...Tue, 22 Sep 2026 15:40:35 -0400https://alexbregman.amadablam.edu.np/how-do-you-get-outstanding-shares.htmlhttps://alexbregman.amadablam.edu.np/how-do-you-get-outstanding-shares.htmlThe number of stocks outstanding is equal to the number of issued shares minus the number of shares held in the company’s treasury. It’s also equal to the float (shares available to the public and excludes any restricted shares, or shares held by company officers or insiders) plus any restricted sha...Tue, 22 Sep 2026 15:18:00 -0400https://alexbregman.amadablam.edu.np/how-much-can-someone-make-and-still-be-claimed-as-a-dependent.htmlhttps://alexbregman.amadablam.edu.np/how-much-can-someone-make-and-still-be-claimed-as-a-dependent.htmlDo they make less than $4,300 in 2020 or 2021? Your relative cannot have a gross income of more than $4,300 in 2020 or 2021 and be claimed by you as a dependent. Do you financially support them? You must provide more than half of your relative’s total support each year. Do I get more money if I clai...Tue, 22 Sep 2026 14:52:55 -0400https://alexbregman.amadablam.edu.np/can-a-canadian-gift-money-to-a-us-citizen.htmlhttps://alexbregman.amadablam.edu.np/can-a-canadian-gift-money-to-a-us-citizen.htmlGift tax is levied at rates that range from 18% to 40%. There are annual exclusions and a lifetime exemption, but Canadians only have access to the annual exclusions. Donors can exclude the first US$15,000 (as of 2019) of annual gifts per donee with no limit on the total number of recipients. Can I ...Tue, 22 Sep 2026 14:25:52 -0400https://alexbregman.amadablam.edu.np/is-the-majority-of-farmland-owned-by-families.htmlhttps://alexbregman.amadablam.edu.np/is-the-majority-of-farmland-owned-by-families.htmlThe vast majority of farms and ranches in the United States are family owned and operated. Under this definition, the National Agricultural Statistics Service’s Census of Agriculture reported that family farms account for almost 96 percent of the 2,204,792 farms in the United States. … Who owns farm...Tue, 22 Sep 2026 14:19:10 -0400https://alexbregman.amadablam.edu.np/how-many-years-is-adverse-possession-in-utah.htmlhttps://alexbregman.amadablam.edu.np/how-many-years-is-adverse-possession-in-utah.htmlseven years The statutory requirement for adverse possession in Utah is seven years. Thus, if you openly use and improve a property for seven years and meet the other requirements for adverse possession, you may be able to obtain ownership of the disputed property. Can you adversely possess a house?...Tue, 22 Sep 2026 14:08:00 -0400https://alexbregman.amadablam.edu.np/can-you-live-in-japan-as-a-freelancer.htmlhttps://alexbregman.amadablam.edu.np/can-you-live-in-japan-as-a-freelancer.htmlEven if you are doing work for clients in other countries, living in Japan long term you will need a visa that grants permission to work. Japan does not have a “freelance visa” per-se, or a self-sponsored visa, but if you can prove the income and find a sponsor, you can still work on your own. Can y...Tue, 22 Sep 2026 14:06:43 -0400https://alexbregman.amadablam.edu.np/what-is-it-called-when-property-is-owned-by-the-government.htmlhttps://alexbregman.amadablam.edu.np/what-is-it-called-when-property-is-owned-by-the-government.htmlState ownership, also called public ownership, government ownership or state property, are property interests that are vested in the state, rather than an individual or communities. … Is private property owned by the government? Private property is a legal designation for the ownership of property b...Tue, 22 Sep 2026 14:06:09 -0400https://alexbregman.amadablam.edu.np/what-is-an-income-generating-portfolio.htmlhttps://alexbregman.amadablam.edu.np/what-is-an-income-generating-portfolio.htmlA diversified portfolio of income-generating mutual funds can include funds that invest in domestic and international stocks; government, municipal, and corporate bonds; real estate; and other assets. High yield bond funds invest primarily in lower credit quality securities, including convertible se...Tue, 22 Sep 2026 14:01:22 -0400https://alexbregman.amadablam.edu.np/are-counselors-1099.htmlhttps://alexbregman.amadablam.edu.np/are-counselors-1099.htmlShould you hire additional therapists as a 1099 contractor or W-2 employee? In my private practice consulting experience and based on recent discussions in my Private Practice Toolbox Group it seems that most private practice therapists favor hiring therapists as 1099 contractors. Are Mfts in demand...Tue, 22 Sep 2026 13:36:56 -0400https://alexbregman.amadablam.edu.np/can-i-take-the-mortgage-interest-deduction.htmlhttps://alexbregman.amadablam.edu.np/can-i-take-the-mortgage-interest-deduction.htmlMortgage Interest Deduction Limit Today, the limit is $750,000. That means this tax year, single filers and married couples filing jointly can deduct the interest on up to $750,000 for a mortgage if single, a joint filer or head of household, while married taxpayers filing separately can deduct up t...Tue, 22 Sep 2026 13:30:18 -0400